• Builder's Risk
• Special Class Property Rating
• Condominiums/Apartments/Homeowner Associations
• Mobile Homes (Non Residential)
• All Applications and Supplemental applications for Commercial/Commercial Residential Risks
• Territory Help
• FAQ Knowledgebase
• Easy Access to Citizen’s online manuals
• Supports multiple sets of rate effective dates
• Commercial-Residential Multi-Peril & Wind Only:
  • Minimum limits per building - $50,000
    • The minimum limit is not applicable to auxiliary buildings written in conjunction with apartments and condominiums located on the same premises.
  • Maximum limits per building – none
    • However, any scheduled building with a replacement cost over $10,000,000 must be submitted to Citizens at least 30 business days prior to effective date for individual risk rating consideration (A-Rated Risk).
• Commercial Non-Residential Wind Only:
  • Maximum limit for other commercial properties will not exceed $1,000,000.
    • This limit applies to Building only; or Contents only; or Building and contents written for the same “location”, whether on the same policy or not, and regardless of named insured.

• Building: $2.5 million per building maximum coverage
• $2 million Business Personal Property
• Business Income & Extra Expense: $500,000 per building subject to 1/6 monthly limitation
• First loss coverage on properties valued in excess of maximum coverage limits available
• Maximum building replacement value: $20 million per building
• Maximum business personal property replacement value: $20 million per risk/building
• Maximum Business Income & Extra Expense exposure: $10 million per risk/building

• Ability to save quotes and applications
• Easy editing of quotes during rating
• Prints worksheets/proposals/applications
• 30 day money back guarantee
• Annual subscription for up to two users per location, is just $750 per year for the Commercial Non Residential Multi-Peril program
• Annual subscription for up to two users per location, is just $750 per year for the Commercial Residential Multi-Peril and Wind Only program.
• Access with browser from any location with Internet access
• No software to update
• Data is backed up in a secure Data Center on a daily basis
• Great Customer service with hours of 8 am to 5 pm EST 1-800-383-3482

TurboStorm is the best quoting solution for Citizens’ rates for Commercial Non Residential, Commercial Residential Windstorm, Commercial Residential Multi-peril and Commercial Non-Residential Multi-peril.